Savings (Share) Accounts
Our savings (share) accounts offer a safe and secure place for your money while paying excellent dividends. Maintaining a balance in your savings account is an important part of good financial planning.
The minimum share deposit is $50 for adults and $5 for minors. This is your “membership share” and must remain on deposit for you to be a member in good standing.
Sub-Shares
Members may have as many as nine sub-savings accounts on their credit union account. These secondary savings accounts are a handy way to budget for specific expenses, such as vacations and car repairs. Members can give sub-accounts nicknames for easy identification in online and mobile banking.
Share Certificates (CDs)
Share certificates are an excellent way to maximize the return on your savings in an insured account. Check out our super competitive CD rates.
Individual Retirement Accounts (IRAs)
An IRA is one of the best ways to save for retirement. The credit union has several IRA options to help you plan for the future. Contributions may even be tax-deductible; consult your tax adviser for details. IRAs may invest in either share accounts or share certificates, so check out our current IRA rates and decide which option may work for you.
Traditional IRAs – earnings are not taxed until funds are withdrawn from the account, thus postponing your tax liability
Roth IRAs – funds are taxed prior to investment and are not taxed when taken as a disbursement after retirement age