Car and Truck Loans
We offer auto loans for both new and used vehicles. Unlike “special financing” from many auto manufacturers, you are not limited to certain models, and there are no hidden charges or fees. Our members often realize a lower effective loan rate by taking the manufacturer’s cash back incentives and financing at SFCU. A wide variety of low-cost rates and affordable terms are available. Why agree to unfavorable dealer financing when Spokane Firefighters Credit Union always has your best interest in mind?
Also, the credit union may be able to save you money by refinancing your higher-rate vehicle loan from another institution. Call a loan officer to see just how easy the process can be!
The credit union offers our lowest rates on vehicles 2024 model year and newer. Great rates are also available on older vehicles.
Warranties & GAP
Spokane Firefighters Credit Union is proud to partner with Intercontinental Warranty Service (IWS) for GAP and VSA products. IWS is not in the dealers and only works with Credit Unions, so you know they have the members’ best interest in mind.
Guaranteed Auto Protection (GAP) – In the event your vehicle is deemed a total loss due to an accident or theft, your auto insurance policy will usually only cover the actual cash value or market value of your vehicle less a deductible. This settlement could be significantly less than the amount you owe to your lender. The final result is a financial GAP where you must make up the difference, which could mean thousands of dollars out of your pocket.
Vehicle Service Agreement (VSA) – An extended service contract or extended warranty provides peace of mind while also increasing your vehicle’s resale value! Repairs can be done at any licensed U.S. or Canadian repair facility. There is no limit to the number of claims and one deductible per visit. Enjoy additional savings up to 50% or more off manufacturer extended warranties.