Promotions

 
 
 

6.25% - LIMITED TIME OFFER!!

30-year SFCU Mortgage

Refinance your current mortgage, consolidate debt, or purchase a new home at a great rate for a limited time.

  • Low closing costs*

  • 30-year terms with fixed monthly payments**

  • Serviced at SFCU for the life of your loan

  • 80% Loan to Value ratio required

  • No Private Mortgage Insurance (PMI) or pre-payment penalties

*.25% Origination charge is subject to change at any time and does not include charges for a property appraisal if required. Member is also responsible for charges associated with credit report, flood determination, recording, reconveyance, loan document costs, and other costs of processing the loan, such as courier costs. Property appraisal charges will be paid by the member. Rates and closing costs subject to credit approval and 80% loan to value (LTV) position on property, for primary occupancy only on single family detached residence, townhouse, and condo properties only. Property insurance is required, and flood insurance may be required. This loan is not escrowed by SFCU and member is resonsible to pay homeowner’s premiums and property taxes. Contact a Loan Officer for more information.

**A loan of $700,000.00 at 6.25% (6.2888% APR) for 30 years would have an estimated monthly principal and interest payment of $4,327.10. APR = Annual Percentage Rate. Escrow of property taxes and homeowners insurance not included.

THIS IS A LIMITED TIME OFFER.

ASK ABOUT OUR LOW PROMO RATE ON 15 YEAR MORTAGES.

Contact a Loan Officer
 

2X Points on Wholesale Warehouses and Grocery Stores

Turn your purchases into 2X points this new year. From January 1 - February 28, 2026, earn DOUBLE points* on every purchase at Wholesale Warehouses and Grocery Stores** made with your SFCU CREDIT REWARDS VISA CARD.

Don’t have a rewards card? Contact a Loan Officer today!

Bonus points will posts 30 days after the end of the promotion.

*2X Points = 2 rewards points per each dollar of eligible purchase from 1/1/2026-2/28/2026. Double points on all Wholesale Warhouse and Grocery Store purchases is a limited time offer. All purchases made outside of 1/1/2026-2/28/2026 promotional period are rewarded at 1 reward point per each dollar of eligible purchases.

**SFCU does not qualify merchants. Qualification is based on a merchant category code that each establishment is assigned by their credit card processor when submitting a transaction to VISA for payment.
Apply Now for SFCU Credit Rewards VISA
 
Balance Transfer Promotion

New Year Balance Transfer Promotion

5.90% APR (Annual Percentage Rate) is good for the life of the transferred balance.

  • No fees or transaction charges to process the balance transfer

  • Offer is for a limited time, ends 3/31/2026

  • Offer can not be used to pay off SFCU loans or credit cards

  • Visa accounts and limit increases are done based on approval of credit

  • Balance transfers do not qualify for SFCU Credit Rewards Points