PROMOTIONS

 

Love Your Car. Not Your Rate?

Already financed somewhere else? Let us take another look.

Paying 5% APR* on your current auto loan? How does 4% APR* sound?

For a limited time, qualified borrowers who refinance an eligible external auto loan with Spokane Firefighters Credit Union may receive a reduction of up to 1.00% APR* from their verified current rate. Qualified borrowers may also be eligible for up to 90 days with no payment.

*APR = Annual Percentage Rate. Offer valid for a limited time on qualifying external auto loan refinances. Existing Spokane Firefighters Credit Union auto loans are not eligible. Membership eligibility, credit approval, and normal underwriting guidelines apply. Minimum credit score required. Verification of the borrower’s current lender rate is required. Qualified borrowers may receive up to a 1.00% APR reduction, consisting of a 0.50% APR refinance discount plus an additional 0.50% APR relationship discount with qualifying recurring direct deposit of at least $1,000 per month into a Spokane Firefighters Credit Union share or checking account. Minimum APR is 3.74%. The relationship discount may be removed if qualifying direct deposit requirements are no longer maintained. Qualified borrowers may also be eligible for a 90-day payment deferment. Interest continues to accrue during any payment deferment period and may increase the total cost of borrowing and loan balance. Not all applicants will qualify. Rates, terms, and conditions are subject to change.

 

Lighten the Load With a 5.9% APR² Balance Transfer


High-interest credit card debt from big corporate lenders can weigh you down like heavy turnout gear. Lighten your monthly obligations with our 5.9% APR² Balance Transfer Promotion, locked in at that rate for the entire life of the transferred balance.

Zero transfer fees mean every dollar works directly toward reducing what you owe.

Ready to lighten the load? Contact a Loan Officer today!

²Promotional rate of 5.9% Annual Percentage Rate (APR) applies strictly to balance transfers for a limited time only. This promotional 5.9% APR will remain in effect for the life of the transferred balance, provided the account remains open and in good standing. There is no balance transfer fee associated with this promotion. This offer is available exclusively to members of Spokane Firefighters Credit Union. All balance transfers are subject to credit approval and standard underwriting guidelines.

APPLY NOW FOR A BALANCE TRANSFER
 
 
 

6.25% - LIMITED TIME OFFER!!*

30-year SFCU Mortgage

Refinance your current mortgage, consolidate debt, or purchase a new home at a great rate for a limited time.

  • Low closing costs*

  • 30-year terms with fixed monthly payments**

  • Serviced at SFCU for the life of your loan

  • 80% Loan to Value ratio required

  • No Private Mortgage Insurance (PMI) or pre-payment penalties

*.25% Origination charge is subject to change at any time and does not include charges for a property appraisal if required. Member is also responsible for charges associated with credit report, flood determination, recording, reconveyance, loan document costs, and other costs of processing the loan, such as courier costs. Property appraisal charges will be paid by the member. Rates and closing costs subject to credit approval and 80% loan to value (LTV) position on property, for primary occupancy only on single family detached residence, townhouse, and condo properties only. Property insurance is required, and flood insurance may be required. This loan is not escrowed by SFCU and member is resonsible to pay homeowner’s premiums and property taxes. Contact a Loan Officer for more information.

**A loan of $700,000.00 at 6.25% (6.2888% APR) for 30 years would have an estimated monthly principal and interest payment of $4,327.10. APR = Annual Percentage Rate. Escrow of property taxes and homeowners insurance not included.

THIS IS A LIMITED TIME OFFER.

ASK ABOUT OUR LOW PROMO RATE ON 15 YEAR MORTAGES.

Contact a Loan Officer
 

Purchases = Points With a SFCU Credit Rewards VISA*

Turn everyday spending into rewards with your Spokane Firefighters Credit Union Credit Rewards Visa!

Earn 1 point for every $1 you spend on qualifying purchases, whether you’re fueling up, grabbing dinner, shopping online, or covering everyday expenses.

The more you use your card, the more points you earn. It’s an easy way to get rewarded for the purchases you’re already making.

Don’t have a Credit Rewards Visa? Contact a Loan Officer today to learn more!

**SFCU does not qualify merchants. Qualification is based on a merchant category code that each establishment is assigned by their credit card processor when submitting a transaction to VISA for payment.
Apply Now for SFCU Credit Rewards VISA